What if you lived without your daily cup of coffee?

I am not talking about the morning coffee, that coffee you don’t function or leave the house before you’ve had. I am not crazy! I am talking about that second or third cup you buy when you are on the way to/at work or are out. According to thinkmoney.co.uk a medium Costa Coffee Latte is £2.45 […]

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MY SEPTEMBER CHALLENGE – REDUCE GROCERY SHOPPING BY £150 (WEEK 2)

  If you missed the first week of my challenge to reduce our grocery shopping click here to take a look. Week 2 Current Grocery Budget: £336 This week didn’t feel as well planned out as last. I did plan out my meals and write a shopping list but missed so many of my basics […]

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Giving Back – The Gift of Time

There is always someone less fortunate than you are! If you are in a lot of debt you may not see it that way right now, but if you just look hard enough you will find them. I do believe giving is great for your budget. Firstly it puts your life in to perspective and […]

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My September Challenge – Reduce Grocery Shopping by £150 (week 1)

To may have seen on my Instagram account that I am trying to reduce my grocery shop for the month of September by £150. If not a little background for you. As a family of 5 we currently spend £600 a month of food, this is not bad but not great either I would love […]

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Preparing for school next year starts now!

  Schools’ have just started back, you see all the children walking to school with their uniform, bags, shoes and lunch boxes. But what about next year? Or later this year if you have a child like mine who grows out of his half way through the year? Or is your child going to be […]

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Emergency Funds – Are you prepared for the next emergency?

Did you ever wish, that when the washing machine breaks down you don’t go into the overdraft or reach for that credit card to get it repaired or buy another machine? Or when the car goes in for the MOT and fails? Or worse you lose your job? We can all have plans we can […]

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My Financial Summer Reading List

Summer holidays are just about to start here in the UK and even though they are a very busy time in our house hold I do find I read more. I find that during the summer I am less likely to turn on the TV when the children are in bed and more likely to […]

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Start a Budget Today!

‘A budget, why would I need one? I earn enough money, I only have a bit on a credit card and other than my car and mortgage I don’t have any other ‘big’ loans’  Sound like someone you know? We were like just this before I stumbled across Dave Ramsey’s plan. After listening to his […]

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