Did you ever wish, that when the washing machine breaks down you don’t go into the overdraft or reach for that credit card to get it repaired or buy another machine? Or when the car goes in for the MOT and fails? Or worse you lose your job? We can all have plans we can […]

As parents we have all been there, a great day out at the zoo/museum/aquarium with lots of fun had by all until you reach the exit and there stands the gift shop and the day is deflated by a ‘Can I have one of these?’and ‘I really need one of those’ all the way to either […]

Summer holidays are just about to start here in the UK and even though they are a very busy time in our house hold I do find I read more. I find that during the summer I am less likely to turn on the TV when the children are in bed and more likely to […]