Emergency Funds – Are you prepared for the next emergency?

Did you ever wish, that when the washing machine breaks down you don’t go into the overdraft or reach for that credit card to get it repaired or buy another machine? Or when the car goes in for the MOT and fails? Or worse you lose your job? We can all have plans we can […]

Read More

My Financial Summer Reading List

Summer holidays are just about to start here in the UK and even though they are a very busy time in our house hold I do find I read more. I find that during the summer I am less likely to turn on the TV when the children are in bed and more likely to […]

Read More

Start a Budget Today!

‘A budget, why would I need one? I earn enough money, I only have a bit on a credit card and other than my car and mortgage I don’t have any other ‘big’ loans’  Sound like someone you know? We were like just this before I stumbled across Dave Ramsey’s plan. After listening to his […]

Read More